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The Collaborative Clearinghouse for Lawsuits and Other Claims Against ACE Group Insurance Companies

Motorist Sues ACE American to Collect $1.5 Million Judgment

October 2, 2012 - An Arizona woman has taken ACE American Insurance Co. to court in an effort to secure a judgment she won against a motorist who injured her in an automobile accident.

George Mair was driving a 2008 Chevrolet Impala as a rental from Alamo Rent-A-Car when he caused unspecified injuries to Shelia Webster. She sued Mair on July 26, 2010, in St. Charles County (Mo.) Circuit Court, where the accident occurred.

On Aug 25, 2011, Webster was granted a judgment of $1.5 million against Mair, which was later amended to include post-judgment interest.

Mair’s rental agreement with Alamo included optional extended protection insurance, an additional liability coverage that was underwritten by the ACE Group insurer.

In a lawsuit filed against Mair, ACE and EAN Holding(s) LLC, which does business in St. Louis as Alamo Rent-A-Car, Webster said that the additional insurance obligates “ACE to provide additional third-party liability protection, through an excess liability policy, with limits of the difference between the primary protection and a combined single limit of $1 million per accident ... .”

There was no indication in the suit whether Webster, of Maricopa County, Arizona, has approached ACE about the judgment or received any response. It did say that Alamo has a certificate of self-insurance and thus is responsible under Missouri state law to Mair for $25,000.

Mair was identified in the lawsuit as being currently incarcerated in a federal correctional facility in Pennsylvania, though the suit does not specify the nature of his crime. He previously was a resident of Maryland, and ACE American cited that fact, in addition to Webster’s residency in Arizona, as a basis for diversity of citizenship in its petition to remove the case to U.S. District Court in St. Louis.

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