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The Collaborative Clearinghouse for Lawsuits and Other Claims Against ACE Group Insurance Companies

Injured Passenger Sues ACE American, Both Drivers

June 4th, 2013 - A Louisiana man has sued the driver of an auto that struck the vehicle he was riding in, along with the driver of the vehicle in which he was riding.

Also named in the lawsuit filed by Brian Ross Richard was ACE American Insurance Co. The ACE Group unit had provided an insurance policy to the owner of one of the vehicles involved in the collision.

Richard said he was a passenger in a car being driven by Lance Boudreaux on May 16, 2012, when Boudreaux made a left turn from a driveway onto a road in East Baton Rouge Parish, Louisiana. Boudreaux was in the process of heading westbound when his vehicle was struck by an eastbound Chevrolet Tahoe being driven by Patrick Gisler.

The Gisler vehicle was a rental auto owned by Ean Holdings LLC. The St. Louis-based company operates the Enterprise car rental company.

Richard said that Gisler, a Swiss national, was driving in the wrong lane, ignoring traffic signals and failing to maintain a proper lookout. Because Gisler was an authorized user of the rental vehicle, Richard contended that makes Ean Holdings vicariously liable for injuries he sustained in the accident. And ACE American, along with Rental Insurance Services of Missouri, another defendant, were named in the suit as insurers of Ean.

Richard also sued Boudreaux and his insurer, claiming that any negligence that might be attributed to his driver additionally caused damages to the plaintiff.

Richard did not specify the extent of his injuries, other than to say they were severe and caused him both personal and emotional injury and created past and future medical expenses. Nor did he put a price tag on the extent of the damages he wishes to collect.

The suit was filed in U.S. District Court for the Middle District of Louisiana.

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